We are licensed to advise.
We are obligated to comply.
Lebon Consulting is an authorised Financial Services Provider, regulated by the FSCA. Compliance isn’t a department here — it’s woven through every advice file, system control and document on this page.
- FSP No. 52013
- FSCA-licensed
- POPIA-aligned
Compliance protects our licence to trade — and yours to trust us.
We uphold the highest standards of regulatory compliance for one reason: it protects our licence to trade and your right to informed advice. Every adviser is fitness-tested. Every advice file is sampled. Every policy on this page is reviewed against FSCA standards before it’s published.
Our dedication to compliance reflects an unwavering commitment to transparency, accountability and ethical business practice — not because the regulator demands it, but because our clients deserve it.
The documents below outline how we safeguard your interests and the laws that hold us to account. They are public, they are versioned, and they are inspected.
The seven prescripts that hold us to account.
Each of these regulators or Acts owns a slice of how we run the firm. None is optional.
FSCA
Financial Sector Conduct Authority
Our market-conduct supervisor. They authorise our licence, audit our advice files, and decide whether Lebon Consulting continues to trade.
- FSP No.
- 52013
- Status
- Authorised
- Licence
- Cat I
FAIS Act
Fitness and propriety of advisers, advice quality, record-keeping and disclosure obligations across every client engagement.
FICA
Client due diligence, risk-based controls, sanctions screening and suspicious-transaction reporting on every onboarded relationship.
Insurance Acts
Long-term and short-term product, intermediary and prudential rules — covering everything from policy wording to commission structures.
Financial Sector Regulation Act
The umbrella framework that splits supervision between prudential (SARB) and conduct (FSCA) regulators.
POPIA
How we collect, store, transfer and dispose of personal information. Information Officer registered with the Information Regulator.
Professional Indemnity
Underwriting cover for the firm's professional liability — sized to our client base and refreshed at every renewal cycle.
What we are licensed to advise on.
Authorised under FSCA Category I across the following Long-Term, Short-Term and Pension sub-categories — in the modes marked below.
Long-Term Insurance subcategory A
- Advice · Non-automated
- Intermediary · Scripted
- Intermediary · Other
Short-Term Insurance Personal Lines
- Advice · Non-automated
- Intermediary · Other
Long-Term Insurance subcategory B1
- Advice · Non-automated
- Intermediary · Other
Long-Term Insurance subcategory B2
- Advice · Non-automated
- Intermediary · Other
Long-Term Insurance subcategory B2-A
- Advice · Non-automated
- Intermediary · Other
Long-Term Insurance subcategory B1-A
- Advice · Non-automated
- Intermediary · Other
Short-Term Insurance Personal Lines A1
- Advice · Non-automated
- Intermediary · Other
Long-Term Insurance subcategory C
- Advice · Non-automated
- Intermediary · Other
Retail Pension Benefits
- Advice · Non-automated
- Intermediary · Other
Short-Term Insurance Commercial Lines
- Advice · Non-automated
- Intermediary · Other
Pension Funds Benefits
- Advice · Non-automated
- Intermediary · Other
Sub-category authorisations are issued by the Financial Sector Conduct Authority. The current scope can be verified directly via the FSCA FSP Search using FSP No. 52013.
Three lines of defence — staffed, separated, accountable.
Every regulated firm runs on the three-lines-of-defence model. We don’t shortcut it. Each layer reports independently and has the authority to escalate without permission.
Key Individuals
- Sign off advice frameworks
- Approve adviser fitness
- Own conduct outcomes
Compliance Officers
- Sample advice files monthly
- Run controls testing
- Report directly to the Board
Governance Committee
- Quarterly framework review
- Risk appetite calibration
- Regulator-engagement strategy
Always-on, plus rhythms you can audit.
The work doesn’t stop at the certificate. Here’s the heartbeat the licence is built on.
Always-on
Real-time controls
Sanctions screening, advice-file capture, POPIA breach watch.
Monthly
Control sampling
Compliance Officer reviews a sample of advice files and rejects out-of-policy work.
Quarterly
Governance review
Board-level review of risk register, control failures and remediation.
Annually
Independent audit
External review against FAIS, POPIA and FICA standards. Findings published in our annual report.
Open for inspection. Always.
Versioned by the Compliance Officer. Updated documents replace superseded ones; archived versions are available on request.
FSP Certificate
Authorisation issued by the Financial Sector Conduct Authority — the document that licenses Lebon Consulting to give regulated advice.
- Issued: FSCA
- FSP No. 52013
Conflict of Interest Policy
Identification, mitigation and disclosure of conflicts.
- Last reviewed: 2026
B-BBEE Certificate
Current Broad-Based Black Economic Empowerment status.
- Verification valid
Complaints Management Policy
Internal escalation, resolution timelines and Ombud routing.
- Last reviewed: 2026
POPI Policy
How we collect, store and process personal information.
- Information Officer registered
Treating Customers Fairly
The six TCF outcomes embedded across our advice process.
- Mapped to FSCA outcomes 1–6
External by design. Independent by mandate.
Our compliance function is held by an external practice — structurally separate from the firm so oversight stays genuinely independent of commercial pressure.
Appointed compliance practice
RCC Compliance Consulting
FSCA-authorised compliance practice (PN 7870) delivering comprehensive compliance and regulatory support to independent Financial Services Providers and Credit Providers.
Lyttelton Manor, Centurion
- Practice No.
- PN 7870
- Authorisation
- FSCA
- Reg.
- 2023/604917/07
Escalation ladder
If we can’t resolve it internally, here is your formal route to independent oversight.
- 01Lebon Consulting
First contact. We log, investigate and respond inside two business days.
- 02RCC Compliance Consulting
Our external compliance practice audits the matter independently — FSCA practice number PN 7870.
- 03FAIS Ombud
Statutory escalation route for unresolved complaints against authorised FSPs.
faisombud.co.za