Sanlam Legacy Plan

Cover the unexpected costs of dying, protect your family's cash flow, and settle estate fees swiftly. Marketed and sold by Lebon Consulting.

Book a Consultation Visit Sanlam Trust

Why choose the Sanlam Legacy Plan?

When you die, your estate will incur fees and your family could have limited access to funds. The Sanlam Legacy Plan is an effective planning tool that covers the deceased estate’s fees and protects your surviving family from unforeseen financial stresses. Protecting your legacy starts with your will.

With Lebon Consulting, one of our specialist Will Consultants will meet with you, either at work or at home, during or after office hours, to discuss your will and estate planning needs. We will send your draft will within 48 hours for signing and arrange for its collection and safekeeping.

Sold by Lebon Consulting (FSP 52013). We facilitate your consultation, provide your estate cost calculation, and help tailor a Sanlam Legacy Plan to indemnify qualifying fees.

How it works

Consultation

Meet a Will Consultant at your convenience (home, office, or virtual). We discuss your will, beneficiaries, and estate planning needs. Draft will delivered within 48 hours, collected and stored safely.

Calculation

Using the approximate value of your assets and debts, we calculate estimated estate fees like executor, conveyancing and testamentary trust fees—so you know the real cost of dying.

Indemnification

Our unique solution indemnifies these fees, resulting in far fewer delays and less financial stress for your family. Affordable premiums for any age with tailored benefits—and cover for life.

Key benefits in your plan

Immediate Liquidity™

An amount paid to your beneficiary within 48 hours of claim approval to cover immediate costs such as funeral expenses, travel and groceries.

Estate Overheads Protector™

An amount paid to the estate for the executor to cover expenses such as Master’s and correspondence fees, with optional extended cover for monthly expenses up to 6 months.

Estate Gap Cover™

An amount paid to the last surviving spouse’s estate to cover increased costs like inheritance taxes, should both spouses pass away.

The value of benefits is plan dependent. Benefits not available on the Sanlam Legacy CorePlan or Sanlam Legacy FeePlan.

Cover included in your plan

Your will

Free of charge with unlimited amendments, access to a specialist Consultant, free collection and safekeeping.

Your beneficiaries

Create a trust for children and spouse, provide for loved ones with disabilities, and give them access to a dedicated Estate Consultant.

Your estate

Up to 100% cover for fees and other costs, administered by in‑house professionals to accelerate the administration process.

Sanlam Legacy CorePlan is a will‑only offering that covers 25% of fees at death, at no cost. This is not a financial services product.

The Sanlam Legacy Plan in action

Gold plan — For only R183pm*

Example: 31‑year‑old, non‑smoking female with a young child. Maximum Indemnity Benefit™ R1 million. 100% of qualifying estate fees covered by the plan’s MIB™.

Estimated fees and values

Total estate fees R841K, trust & trustee fees R608K, estate & executor fees R201K, property & conveyancing fees R32K.

Estate snapshot

Estate assets incl. properties: R5 million. Properties to transfer: R2 million. Value of the trust: R3 million. Includes Immediate Liquidity™ R107K.

*This quote is for illustrative purposes only. Terms and conditions apply.

Why this matters

Valid wills are rare

More than 70% of South Africans die without a valid will in place.*

Costs are often unplanned

90% don’t plan for the unexpected cost of dying—leaving family under pressure when liquidity is critical.

All we need is an hour

Your will is one of the most important documents you’ll ever sign. We’ll meet you and get everything done quickly and professionally.

*Source: Master of the High Court Survey, 2022

Cover yourself against the unexpected cost of dying

Book a free will & estate planning consultation with Lebon Consulting. We’ll calculate your estate fees and tailor a Sanlam Legacy Plan to suit your needs.

Book a Consultation Call Us Now