Short-term insurance built around choice, value and proper protection.
Compare car, home, personal and business insurance options from Discovery Insure, Momentum Insure and King Price — with professional guidance from Lebon Consulting and digital access through MyBenefitz.
- King Price
Insurance that fits the way you actually live.
Short-term insurance shouldn’t be a generic monthly debit order you only think about when something goes wrong. We help individuals, families and businesses access quality cover from modern South African insurers — properly structured, clearly explained and matched to your real risks.
How we compare
Three modern insurers. One guided comparison.
Each insurer brings a different strength — giving you access to choice, innovation, flexibility and value.
Discovery Insure
Innovative motor and household insurance with a strong focus on driver behaviour, technology and rewards.
Suitable for clients who value
- Advanced motor insurance options
- Driver-behaviour and safety-linked benefits
- Technology-enabled insurance features
- Household and vehicle insurance integration
- Modern digital insurance experiences
- Reward-driven insurance structures
Momentum Insure
Comprehensive short-term insurance for individuals and businesses — vehicles, homes, contents and other valuable assets.
Suitable for clients who value
- Comprehensive personal insurance cover
- Vehicle, household and buildings insurance
- Portable possessions cover
- Business and commercial insurance options
- Trusted insurer within a broader financial services ecosystem
King Price
Competitive and innovative short-term insurance, especially in the vehicle insurance market — value-focused and accessible.
Suitable for clients who value
- Competitive premiums
- Car insurance options
- Personal insurance flexibility
- Simple and accessible insurance solutions
- Value-focused cover
- Modern insurer with strong market presence
Lebon Consulting helps you assess which insurer is suitable for your car, home, lifestyle and business needs — balancing premium affordability with cover quality.
From vehicles to business assets — properly protected.
Cover structured to your assets, lifestyle and risk — not a generic monthly debit order.
Vehicle Insurance
Comprehensive, third-party fire and theft, or third-party-only — with cover for accident damage, theft, hijacking, windscreen, roadside assistance, car hire and credit shortfall where available.
Home Buildings Insurance
Protects the physical structure of your home against insured events such as fire, storms and burst pipes — important for homeowners, bonded properties and property investors.
Household Contents
Furniture, appliances, electronics, clothing and household goods — replacement values, security and policy limits considered carefully.
Personal Belongings
Portable possessions cover for laptops, phones, cameras, jewellery, watches and sports equipment — at home and away.
Personal Liability
Protection if you're held legally responsible for accidental injury or damage to someone else's property — important for homeowners, vehicle owners and families.
Business Insurance
Business property, office contents, equipment, commercial vehicles, public liability, business interruption, and specialist business risks for resilient operations.
Four steps. No guesswork.
The goal is not the cheapest premium. The goal is appropriate cover that performs when you need it.
- 01
We understand your risk
Your vehicles, home, security, claims history, driver profile, business activity, asset values and current arrangements.
- 02
We compare suitable options
Across Discovery Insure, Momentum Insure and King Price — beyond the monthly premium alone.
- 03
We explain the differences clearly
What's covered, excluded, the excess that applies, optional benefits and conditions you must meet.
- 04
You choose the cover that fits
Not the cheapest premium — the right cover that performs when you need it most.
Having a policy isn’t enough — it has to be the right level.
Underinsurance happens when your insured value is lower than the actual replacement value of your asset. The result is a reduced claim payout when you need it most. We help clients consider appropriate insured values across every category.
Good insurance planning is not only about having a policy. It is about having the right level of cover — reviewed at the right time.
- Buildings
Insure the structure at full replacement cost — not market value.
- Household contents
Sum-insured should reflect the cost to replace everything new.
- Business assets
Equipment, stock and fittings revalued as the business grows.
- Portable possessions
Specified items insured at current replacement values.
- Specified valuables
High-value items disclosed and itemised correctly.
- Sum-insured reviews
Reviewed at renewal and after major life or business changes.
A digital starting point — without losing the advice.
MyBenefitz is a product of Lebon Consulting, operating as its Juristic Representative. Submit your information online to start the short-term insurance process — our team takes it from there with professional guidance.
Review your insurance when you...
- Buy a new car
- Move home or renovate
- Buy valuable items
- Start or grow a business
- Change vehicle use
- Add new drivers
- Install security upgrades
- Experience premium increases
- Have a claim
- Want to compare insurers
Five reasons clients choose us for short-term cover.
Independent advice, quality cover and clear comparison — with a digital starting point and human guidance.
Access to trusted insurers
Compare short-term insurance options from Discovery Insure, Momentum Insure and King Price — three modern, competitive providers.
Advice before you buy
We help you understand cover, excess, exclusions and benefits — so you don't buy a policy blindly.
Cover designed around your assets
Reflecting your real lifestyle, vehicle use, home, belongings, business and risk exposure.
Claims guidance, when it matters
When claims happen, clients need clarity. We help you understand the process and what's required.
Integrated financial planning
Short-term insurance is part of your wider financial wellness — protecting balance sheet and lifestyle.
Cover for individuals, families and businesses.
- Vehicle owners
- Homeowners
- Tenants
- Families
- Professionals
- Business owners
- Property owners
- Reviewing existing cover
Short-term insurance, answered.
The questions clients ask most before insuring a car, home or business. Need something specific? Speak to an adviser.
Short-term insurance protects assets such as vehicles, homes, household contents, personal belongings and business property against insured events like accidents, theft, fire, storm damage and liability claims.
Lebon Consulting works with Discovery Insure, Momentum Insure and King Price for short-term insurance solutions.
Yes. Lebon Consulting helps clients compare vehicle insurance options, including comprehensive car insurance, third-party cover, theft and fire cover, excess structures and optional benefits.
Yes. Lebon Consulting assists with buildings insurance, household contents cover and related personal insurance needs.
Yes. Portable possessions cover may be available for items such as laptops, phones, jewellery, cameras, watches and other specified valuables.
Yes. Lebon Consulting assists selected businesses with short-term insurance needs, including business assets, office contents, commercial vehicles, liability and business interruption cover where suitable.
Underinsurance happens when an asset is insured for less than its replacement value. This may result in a reduced claim payout. Lebon Consulting helps clients consider appropriate insured values.
No. The cheapest policy may not always provide the most suitable protection. It is important to compare cover, excess, exclusions, benefits and claims considerations.
Yes. Clients can begin the short-term insurance process digitally through the MyBenefitz portal, a product of Lebon Consulting and its Juristic Representative.
Lebon Consulting provides professional guidance, compares selected insurer options, explains policy differences clearly and helps clients choose cover that fits their needs and budget.
Quotes from three insurers — on your terms.
Whether you need car insurance, home cover, contents, personal liability or business protection — Lebon Consulting helps you compare suitable options from Discovery Insure, Momentum Insure and King Price.
What you get
- 3 insurer comparisonsDiscovery Insure · Momentum Insure · King Price
- Cover designed around assetsVehicle, home, contents, liability, business
- Professional adviceOn the record, from an authorised FSP
- Digital starting pointMyBenefitz online intake