Insurance and financial wellness insights for South Africa.
Practical articles, explainers, training notes, claims guidance and financial wellness content — written by advisers and compliance professionals for South African clients, employers and intermediaries.
Why fully underwritten cover holds up at claim stage
Full medical underwriting reduces non-disclosure disputes and produces a more durable life policy. Here is what the process looks like.
Read articleEight topics. One practical source.
Insurance Pulse covers the financial services topics that matter most to South African clients, employers and intermediaries.
Life Insurance
Underwriting, cover structure, beneficiaries, claims and policy terms explained for South African policyholders.
Short-Term Insurance
Vehicle, home and asset cover — what it includes, exclusions, claims processes and how to avoid underinsurance.
Retirement Planning
Retirement annuities, preservation funds, Reg 28, TFSA sequencing and post-retirement income options.
Financial Wellness
Budgeting, debt management, savings habits and building financial resilience in a South African context.
Claims Guidance
How to submit claims, what insurers assess, common rejection reasons and how to protect your claim outcome.
Employee Benefits
Group risk, retirement funds, healthcare, GAP cover and financial wellness programmes for employees.
Industry Commentary
Market observations, industry trends, regulatory signals and the adviser's view on what is changing.
Technology in Insurance
Digital onboarding, InsurTech, platform innovation and how technology is reshaping financial services.
Selected reading from Insurance Pulse.
Placeholder articles — the admin portal will allow Lebon to publish and manage content directly once live.
Why fully underwritten life insurance cover holds up at claim stage
Full medical, lifestyle and occupational underwriting reduces non-disclosure disputes and produces a more durable life policy. Here is what the process looks like and why it matters.
Read articleReg 28 is not the point. Funding sequence is.
The compliance allocation gets all the airtime. The order in which you fund TFSA, RA and discretionary is what changes your long-term retirement outcome.
ReadCommon reasons life insurance claims are rejected — and how to avoid them
Non-disclosure is the leading cause of claim disputes in South Africa. Understanding what insurers assess at claim stage is the most important thing a policyholder can know.
ReadThe underinsurance problem: what it means when your home is not covered for its true replacement value
Many South African homeowners insure their homes for market value, not replacement value. The difference can leave a gap that no claim payout will cover.
ReadManaged through the Lebon admin portal.
Insurance Pulse content will be managed through a Firebase-powered admin portal — allowing the Lebon team to publish articles, update categories and manage all Insurance Pulse content without requiring a developer.
Until live, the structure, categories and editorial style are in place. Content is ready to be populated.
Content types planned
- Explainers
- FAQ articles
- Claims guidance
- Product comparisons
- Adviser insights
- Training notes
- Regulatory plain-language summaries
- Financial wellness guides
- Industry commentary
- Product provider updates
Five things that make Insurance Pulse different.
We don’t publish generic insurance blogs. Every piece of content earns its place by answering a real question a South African client or employer actually has.
Rooted in South African financial services
Every article uses local context — South African regulations, products, insurers and real-world scenarios that apply to you.
Written by advisers, not algorithms
Practical experience from authorised financial service providers, compliance professionals and industry practitioners.
No sales pitch inside the content
Insurance Pulse educates. Our product pages sell. The two are kept deliberately separate.
Transparent about limitations
Content is educational, not financial advice. We are clear about the difference and always recommend professional guidance.
Human and accessible
Plain language, practical examples and a 'what this means for you' framing — not academic jargon.
Find the article you’re looking for, fast.
Once the admin portal is live, Insurance Pulse will include full-text search, category filtering, topic tags and reading-time filters — so clients and advisers can find exactly the content they need.
Planned search features
- Full-text article searchFind content by keyword or topic
- Category filterLife Insurance, Retirement, Claims, etc.
- Reading time filterUnder 5 min, 5–10 min, 10+ min
- Date filterMost recent, by quarter or year
- Tag-based navigationFilter by product, regulator or theme
If any of these sound like you, this is your section.
- Individuals exploring life or short-term cover
- Employers reviewing staff benefit structures
- First-time insurance buyers
- Clients reviewing or lapsing existing policies
- People navigating a claim
- Individuals planning for retirement
- Advisers and intermediaries seeking reference content
- HR professionals managing employee benefits
Insights inform. Advisers decide.
Insurance Pulse is an educational resource. For personal financial advice, product recommendations and formal quotations, speak to a Lebon Consulting authorised adviser.
Important note
- Educational content onlyArticles do not constitute financial, legal or tax advice
- South African contextContent references South African legislation and insurers
- Always seek adviceFor your specific situation, speak to an authorised FSP adviser
- Lebon FSP No. 52013Authorised Financial Services Provider