Employee benefits built for financially stronger workforces.
Lebon Consulting helps employers provide life cover, retirement fund benefits, group risk protection and financial wellness programmes that protect employees, support families and improve long-term retirement outcomes.
- Group Risk
- Retirement
- Wellness
- Onboarding
Benefits employees understand. Outcomes employers can measure.
Many employer benefit programmes are inherited rather than designed. We help business owners, finance directors and HR teams shape benefits around the workforce, communicate them clearly, and review them as the company changes.
The aim is not to add cost. It is to make the cost of benefits visible, valued, and aligned with the financial wellbeing of the employees those benefits exist to protect.
What we build benefits around
Group cover at scale.
Employer-arranged benefits unlock pricing, automatic acceptance terms and behaviour outcomes that individual cover often cannot. They protect families, support income continuity and strengthen the everyday experience of working at the company.
When the structure is right, the cost of benefits becomes one of the highest-leverage spends an employer makes.
- Pricing reflects the workforce
Group rates often beat individual underwriting, especially across age and risk mixes.
- Cover that activates immediately
Default cover from day one of employment — no individual application gap.
- Family financial resilience
Real protection for dependants when income, life or ability to work is interrupted.
- Cleaner claims at the moment of need
Fewer non-disclosure disputes, faster outcomes, less family disruption.
- Cost visibility for finance teams
Predictable contributions, transparent risk and clear annual review cycles.
- A stronger employer story
Benefits that employees understand are benefits that show up in retention and recruitment.
Six ways we help build a stronger employee benefit programme.
Tap any solution to see capabilities, audience fit and the consultation it leads to — or jump straight into a benefits review.
Group Life and Disability Benefits
Risk-pooled protection helps employers provide valuable financial cover at scale — often more efficient than employees buying cover individually.
What this solution does
We help employers assess, structure and communicate group risk benefits in a way that employees understand and value.
- Protect employees' families
- Support income continuity through disability
- Improve benefit competitiveness
- Provide structured claims support
Best suited for
Employers who want to provide meaningful protection without each employee needing to arrange cover individually.
- SMEs and mid-sized employers
- HR and finance leaders reviewing existing risk benefits
- Workforces with family financial responsibilities
- Employers seeking affordable pooled protection
Capabilities
- Group life cover
- Lump sum disability benefits
- Income disability benefits
- Funeral benefits
- Critical illness options
- Claims guidance
- Employee benefit communication
Outcomes
- Protects employees and their families
- Pooled risk improves affordability
- Strengthens the employer value proposition
- Improves employee financial resilience
Retirement Fund Solutions
Retirement benefits are one of the most important tools employers can use to support long-term employee financial wellness.
What we help with
We support employers with retirement fund selection, implementation and member education.
- Umbrella fund access for SMEs
- Stand-alone fund support and review
- Contribution strategy and structuring
- Two-Pot system communication
- Retirement readiness education
Outcomes employers can expect
Better retirement readiness, fewer surprises at member milestones and a clearer benefits narrative for the workforce.
Capabilities
- Umbrella fund arrangements
- Pension and provident fund support
- Contribution structuring
- Retirement education
- Two-Pot system education
- Member communication
Outcomes
- Improves retirement savings behaviour
- Supports long-term employee wellbeing
- Helps employers offer meaningful benefits
- Strengthens benefits communication
Healthcare and GAP Advisory
Healthcare benefits are amongst the most valued — and most misunderstood — components of an employee benefit package.
What we help with
We help employers communicate healthcare-related benefits clearly and identify shortfall exposure across the workforce.
- Medical scheme advisory support
- GAP cover education
- Employee benefit communication
- Cost and option awareness
- Wellness alignment
Capabilities
- Medical scheme advisory support
- GAP cover education
- Employee benefit communication
- Cost and option awareness sessions
- Workplace wellness alignment
Outcomes
- Reduces employee shortfall exposure
- Improves benefit understanding
- Aligns healthcare benefits with broader wellness
- Supports cost-aware decision making
Workplace Financial Wellness
Financial stress affects employees at work and at home. Practical, structured programmes change behaviour over time.
Programme components
Programmes are tailored to the workforce, and can include a mix of:
- On-site or virtual workshops
- Credit and debt wellness sessions
- Retirement planning education
- Insurance literacy
- Digital tools, calculators and journeys
Outcomes
Employees gain confidence, benefit understanding improves and the employer sees stronger engagement with the wider benefit programme.
Capabilities
- Financial wellness workshops
- Credit wellness education
- Retirement planning education
- Insurance literacy sessions
- Budgeting and savings education
- Digital tools and calculators
Outcomes
- Reduces financial stress
- Improves benefit understanding and uptake
- Encourages responsible credit behaviour
- Supports retirement readiness
- Improves employee confidence
Employee Benefits Consulting
Benefits programmes work best when they are designed around the workforce, not inherited from legacy provider arrangements.
How we work
We typically begin with an analysis of the workforce, then move into structure review and provider comparison.
- Workforce profile and affordability analysis
- Provider and product comparison
- Structure and contribution review
- Implementation and change planning
- Ongoing support and reviews
Capabilities
- Benefits needs analysis
- Provider comparison
- Benefit structure review
- Employer cost considerations
- Employee communication planning
- Implementation support
- Ongoing advisory
Outcomes
- Benefits aligned with workforce needs
- Clearer cost and value visibility
- Smoother implementation and change
- Stronger employee engagement
Digital Employee Onboarding
Manual onboarding loses information, frustrates employees and leaves HR without visibility. Digital onboarding fixes all three.
What we build
Digital journeys that capture the right information once, route it to the right systems and give HR a clear picture of engagement.
- Digital benefit forms
- Beneficiary nomination capture
- Education journeys with checkpoints
- Employer dashboards
- Communication campaigns
- Secure, POPIA-aligned data handling
Capabilities
- Digital benefit forms
- Employee onboarding workflows
- Beneficiary nomination capture
- Benefit education journeys
- Employer dashboards
- Communication campaigns
- Secure data handling
Outcomes
- Faster, cleaner onboarding
- Better beneficiary records
- Higher employee engagement
- Stronger audit trails for compliance
Five steps from brief to live programme.
The engagement is structured. We start by understanding the workforce, review what already exists, recommend a shape that fits, and stay involved through implementation and ongoing review.
- 01Understand the workforce
Profile, affordability, benefit gaps and strategic objectives.
- 02Review what exists
Structure, cost, employee understanding and provider suitability.
- 03Recommend the fit
Compare benefit structures, providers and outcomes — independently.
- 04Implement and communicate
Onboarding, documentation, employee education and engagement.
- 05Support and review
Ongoing benefit reviews, claims support and wellness engagement.
Five reasons employers choose us.
Independent advisory, education that lands, digital engagement and compliance-aware execution — from a partner that understands the regulated context.
Independent across the panel
Provider comparison from a panel of leading insurers and asset managers — not a single-provider tied recommendation.
Outcomes over premium chasing
Benefit quality, claims behaviour, member outcomes and long-term sustainability matter more than the lowest line-item.
Education that lands
Workshops, digital tools and content that employees actually use.
Digital without losing the advice
Modern onboarding journeys backed by authorised advisory support.
Compliance built in
POPIA-aware communication, FAIS-aligned advice and clear audit trails.
If any of these sound like you, we should talk.
- Business owners and finance directors
- HR and people leaders
- SMEs and mid-sized employers
- Trustees and benefit committees
- Workforces seeking financial education
- Employers reviewing existing benefits
- Companies establishing retirement funds
- Teams running wellness programmes
Stronger benefits, measurable outcomes.
Book an Employer Benefits Consultation. We’ll review what you have, identify gaps and shape a programme employees will understand and use.
What you get
- Workforce reviewProfile, affordability, gaps and goals
- Provider comparisonIndependent across a leading panel
- Implementation supportOnboarding, communication, education
- Ongoing advisoryReviews, claims support and wellness engagement