Lebon Consulting
Income tax · SARS

Estimate your annual income tax.

Project annual income tax across the seven SARS brackets, see your effective tax rate and understand how RA contributions improve the outcome.

Inputs

Annual income tax estimate

Enter your annual taxable income before any deductions, and your age.

SARS tax tables

Individual income tax brackets

The progressive tax brackets used by SARS for individuals. Your taxable income is taxed at the rate of each slice it crosses.

Taxable incomeRateTax
R 0 – R 237 10018%18% of taxable income
R 237 100 – R 370 50026%R 42 678 + 26% above R 237 100
R 370 500 – R 512 80031%R 77 362 + 31% above R 370 500
R 512 800 – R 673 00036%R 121 475 + 36% above R 512 800
R 673 000 – R 857 90039%R 179 147 + 39% above R 673 000
R 857 900 – R 1 817 00041%R 251 258 + 41% above R 857 900
Above R 1 817 00045%R 644 489 + 45% above R 1 817 000

Primary rebate

R 17 235

Under 65

Secondary

R 26 679

65 and older

Tertiary

R 29 824

75 and older

About this calculator

Income Tax Calculator South Africa

Estimate your South African income tax liability across SARS' progressive tax brackets. Useful when comparing job offers, planning retirement annuity contributions or reviewing the effective tax rate on your earnings.

Common questions

Frequently asked questions.

What does the calculator estimate?

Annual taxable income, tax payable across SARS' seven brackets, your tax rebate and an effective tax rate. It also shows how a retirement contribution lowers your tax bill.

Who is this for?

Anyone earning a regular salary in South Africa — employees, contractors, professionals or business owners reviewing their tax position before making decisions about RA, TFSA or salary packaging.

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Ready for the next step?

Numbers are a start. Advice is the next step.

Lebon Consulting (FSP No. 52013) helps clients turn calculator outputs into properly structured insurance, retirement and investment decisions — on the record.