What lands in your bank account.
Estimate the salary you actually take home each month, after PAYE, UIF, age-based rebates and any retirement contributions you choose to make.
Inputs
Net salary calculator
See what actually lands in your account each month after PAYE, UIF and deductions.
Take-Home Pay Calculator South Africa
Your gross salary is not what lands in your bank account. This calculator estimates your monthly take-home pay after PAYE, UIF and retirement contributions — so you can plan, budget and negotiate with confidence.
Frequently asked questions.
What is take-home pay?
Take-home pay (or net salary) is the amount paid into your bank account after PAYE, UIF and any payroll deductions such as pension, medical aid or RA contributions.
Why is my net pay different from my gross salary?
Gross is the amount before tax and deductions. Net is what you actually receive. The two can differ by 20–30% or more once PAYE, UIF and retirement contributions come off.
Related calculators and services.
Numbers are a start. Advice is the next step.
Lebon Consulting (FSP No. 52013) helps clients turn calculator outputs into properly structured insurance, retirement and investment decisions — on the record.