Make better money decisions with the right numbers.
Free South African calculators for tax, salary, retirement, life cover, property and budgeting — built by Lebon Consulting and aligned to current SARS, SARB and SA market data.
9
Free calculators
100%
No sign-up
SARS · SARB
Data sources
PAYE Calculator
Estimate monthly Pay As You Earn tax based on your salary.
Life Cover Calculator
Estimate how much life cover your family may need.
Bond Repayment Calculator
Estimate your monthly bond repayment.
Inputs are processed locally in your browser. No sign-up required.
The right number is the start of every good decision.
Free South African calculators built around real SARS rules, SARB rates and local property tariffs — useful before you sign anything, and useful when you sit down with an advisor.
Nothing saved
All numbers stay in your browser. We do not capture or store calculator inputs.
Built for South Africa
SARS tax tables, SARB rates and local SA tariffs — not generic global formulas.
From numbers to action
Each tool links into Lebon services so you can act on the result with proper advice.
Nine calculators, organised the way you'd actually use them.
Tax & salary, retirement, insurance, property, wellness and budgeting — pick a category, pick a tool.
Tax & Salary
PAYE, income tax and take-home pay.
Retirement
Two-Pot withdrawals and retirement decisions.
Insurance
Estimate the cover that fits your life.
Property
Bond affordability and monthly repayments.
Wellness
Health screening linked to insurance underwriting.
Budgeting
Plan income and expenses with confidence.
Calculators help you plan. Lebon helps you act.
Life insurance — fully underwritten
Compare quotes from Sanlam, Old Mutual, Momentum and Discovery. Properly underwritten cover that performs at claim stage.
Explore life insuranceRetirement annuities
Tax-deductible up to 27.5% of taxable income. Build the retirement income you actually want.
See retirement optionsCredit Clinic
Tidy up your credit before applying for a bond or vehicle finance.
Investments & savings
TFSA, unit trusts and structured savings — make your surplus work.
Employer benefits
Group risk, retirement funds and financial wellness for your team.
Important disclaimer
These calculators are provided for general information purposes only and do not constitute financial, tax or legal advice. Estimates are based on current SARS tables, SARB rates and standard South African market tariffs at the time of publishing. Speak to a registered tax practitioner or an authorised financial advisor before making decisions. Lebon Consulting (Pty) Ltd is an authorised Financial Services Provider, FSP No. 52013.
Talk to an advisor — on the record.
Calculator results are a starting point. A short conversation with a Lebon advisor turns numbers into a plan with proper structure, suitability and accountability.
What we cover
- Life & funeral coverCompare four leading insurers
- Retirement annuitiesTax-efficient long-term savings
- Investments & TFSAStructured for SA tax rules
- Bond preparationCredit Clinic and affordability